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What Clients & Partners Say...

What Clients Are Saying

Joe did an excellent job! Great service, and very knowledgeable. If you need help purchasing a home, you will be happy you went with Elite mortgage. Thank you Joe!

- Chris Heely

Quick and painless!
Joe did an excellent job throughout the process.

-Dustin Rudy

Joe was incredibly knowledgeable and helpful with my recent first time home purchase. My search spanned over a year and I had a ton of questions, but I could could always rely on a detailed response from him within a couple hours, even sometimes on the weekend and after hours. Could not recommend enough. Thanks, Joe!

-Joanna Nichols

I worked with Joe Ruhlman on numerous occasions throughout my search for a home. Joe was always so professional and kind. He has a “small town” feel about him; he always answers his phone and will thoroughly explain the process to eliminate doubt. He is very personable! There were multiple occasions where I needed guidance, and Joe helped me with that. Not everyone goes above and beyond, but Joe certainly does! –

– Vanessa van Bleisem

Joe was really on top of things and real helpful. Worked with us with different options and always stayed in contact with us at all times. If anything thing changed he always made sure we knew. I would highly recommend Joe to anyone.

-Damian Lozano

Joe made the whole process easy for me buying my first house and was there every step of the way to answer any questions. I was kept informed about everything that was going on, and was more than happy with the final closing figures.

-Donald Prusha

Joe is exactly what everyone else is saying! A great person to work with. He answered all of the many questions I had due to our unique circumstances. He made sure that I understood what I needed to do to get our new home purchased and made sure that I was making sound financial decisions. I will continue this journey using Joe and will recommend him to any and all I talk to that is looking for someone that will be there for you during this process.


Joe was very responsive, informative and presented us with all the options; he then guided we first-time homebuyers through the home loan wilderness with ease. We would absolutely recommend him to anyone and everyone looking to take this step in their lives.


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